Dubai Cash-on-Cash Return Calculator
Calculate your actual cash return on the money you invest after mortgage payments. The true measure of leveraged property investment.
Investment Details
25% — AED 375,000
4.5%
25 years
Service charges, maintenance, management fees, insurance.
Cash-on-Cash Return
2.95%
DecentTotal Cash Invested
AED 439,000
Annual Cash Flow
AED 12,963
Monthly Mortgage
AED 6,253
Monthly Cash Flow
AED 1,080
Annual Rent Income
AED 108,000
Annual Mortgage Cost
AED 75,037
What is cash-on-cash return?
It measures annual cash flow divided by total cash invested. Unlike ROI, it accounts for mortgage leverage — so a 6% net yield property with 25% down can still generate 8-10% cash-on-cash return.
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