Dubai Down Payment Calculator
Calculate the total cash you need to buy property in Dubai — down payment plus all fees and charges.
Purchase Details
Ready: Full DLD 4% fee applies.
Standard in Dubai secondary market. Often 0% for off-plan (paid by developer).
UAE minimum down payments
- Expat, ready property: 20% minimum
- UAE national, ready property: 15% minimum
- Off-plan (all buyers): 10-20% (developer sets)
- Properties over AED 5M (expat): 30% minimum
Total Cash Required
AED 398,620
26.6% of purchase price
Cost Breakdown
Down Payment (20%)AED 300,000
DLD Registration Fee (4%)AED 60,000
DLD Admin FeeAED 580
Agent Commission (2%)AED 30,000
Trustee / Registration FeeAED 4,000
Mortgage Registration FeeAED 4,040
TotalAED 398,620
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