Dubai Mortgage Affordability Calculator
Find out how much property you can afford in Dubai based on your salary and UAE Central Bank mortgage rules.
Your Financial Details
Your gross monthly salary before deductions.
Car loans, personal loans, credit card minimums. Include all monthly commitments.
Affects minimum down payment: 20% expat, 15% national.
4.5%
25 years
Max Property Price
AED 3,373,319
Strong Buying PowerMax Loan Amount
AED 2,698,655
Min Down Payment
AED 674,664
Max Monthly Payment
AED 15,000
DTI Ratio Used
50% of income
UAE Central Bank Rules
- Maximum debt-to-income ratio: 50%
- This includes ALL loan repayments
- Banks may apply stricter internal limits
- Self-employed borrowers face additional scrutiny
Get more Dubai property insights